How Do Car Loans Work?

February 25, 2022 by Shields OKC Auto Direct

Now that you found the vehicle that fits your and your family's needs the next step is paying for the vehicle.  Often this consist of getting an auto loan, but how does an auto loan work?  Below is everything you need to know about an auto loan and the language you'll hear associated with it.

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What's my Car Worth?

January 18, 2022 by Shields OKC Auto Direct

With all the information available to consumers today it is still difficult to determine the value of your car.  You have Kelley Blue Book, Edmunds, Black Book, NADA, and so on when it comes to evaluating the value of your current vehicle.  You would think that all these tools would give the same value since they do the same thing but what you will come to find is that they are all different, and all different from what you can expect if you trade your car in on a vehicle purchase.  Let's take a look at what some of these tools use to come up with the value of your car and what makes them different from a dealer.

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Buying a New Car vs Used Car

January 14, 2022 by Shields OKC Auto Direct

Trying to decide between a New and Used vehicle can be a hard decision.  There are many things to consider when weighing your buying options such as:  How much money will I save on the price between a New and Used car?  What will the difference be in monthly payment, interest rate, and money down required?  How much money will I lose to depreciation over the time I own my vehicle?  With all these questions to answer lets look at some pros and cons of buying a New Car versus a Used Car.

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Car Warranty, Is it Worth it

December 12, 2021 by Shields OKC Auto Direct

"Is a car warranty worth it?" is a common question car buyers ask when purchasing a vehicle.  Whether you're buying a new car or used car an extended warranty can be purchased for either.  Think of an extended warranty like insurance you purchase on other items you buy.  People commonly insure items they buy:  electronics, jewelery, cell phones, and houses just to name a few.  You purchase insurance on these items hoping to never use it.  The same thing can be said of a car warranty.  People purchase an extended warranty on vehicles hoping to never have to use it, but having the peace of mind it provides if they ever need it.

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Buy Here Pay Here vs Dealer Financing

November 13, 2021 by Shields OKC Auto Direct

Many People have questions about financing a vehicle at buy here pay here lots and using traditional dealer financing.  Common questions are:  What's buy here pay here financing?  What is the difference between direct and indirect lending?  Will buy here pay here help my credit?  Are buy here pay here lots bad?  This article will answer these questions and present pros and cons of both buy here pay here financing and traditional dealer financing.

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Shields OKC Auto Direct  


7700 S. Shields Blvd
Oklahoma City, OK 73149
Phone (405)548-5917

OKC Auto Direct  

221 SW 29th Street
Oklahoma City, OK 73109
Phone (405)724-9147

Store Hours


Monday:9:00 AM - 6:00 PM
Tuesday:9:00 AM - 6:00 PM
Wednesday:9:00 AM - 6:00 PM
Thursday:9:00 AM - 6:00 PM
Friday:9:00 AM - 6:00 PM
Saturday:9:00 AM - 6:00 PM
Sunday:CLOSED
Shields OKC Auto Direct